The good news is that we are living longer!
The not so good news is that it is unlikely that the state will be able to fully support the population of future pensioners. Therefore it is vital for everyone to plan how and when to save for retirement.
Taking just a little time to understand your needs before buying a pension can make a huge difference to the quality of your retirement, as any state pension entitlement may not be enough to give you the standard of living you want.
A pension is generally seen as the best option for most people - not least because of the extra money you get to put in because of the tax benefits, but also as pension schemes change and the choice of schemes and funds become vast, how can you be sure that you make the right choice for you?
The answer is to get professional financial advice.
Our Financial Advisers give advice, with no obligation to proceed. We can also give guidance with other retirement planning and investment options, all tailored to your individual or corporate needs.
If you're looking to review a personal or stakeholder pension, or a group company pension, we will tailor our solutions to your specific circumstances.
Does your annual Pension statement leave you feeling confused?
By reviewing your pension on a regular basis you can help ensure that it is on course to give you the income you need.